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Ottawa County Chapter 7 Bankruptcy Lawyer

In today's economy, bankruptcy is an equitable legal protection for those facing excessive debt. Unforeseen circumstances such as foreclosure, health problems and divorce can lead to mounting debt. Credit card debt in particular can swiftly spiral out of control.

I am John A. Brikmanis, a Chapter 7 bankruptcy attorney in Ottawa County. I provide personal, face-to-face representation for individuals and families considering bankruptcy.

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For many people, Chapter 7 bankruptcy (also called consumer or "snapshot" bankruptcy) can offer a quick path to a fresh start in only four to six months.


The Truth About Bankruptcy And How It Can Help

Many unfounded rumors cloud clients' perceptions of bankruptcy. Contrary to popular belief, you won't lose everything in bankruptcy. Without question, it is rare to lose any property in Chapter 7 bankruptcy.

In fact, bankruptcy offers numerous benefits such as:

  • Eliminating debts: Your eligible debts will be discharged, which means permanently wiped away. You will never have to pay them back.
  • Confidentiality: Though technically a public proceeding, for practical purposes, bankruptcy is relatively private. It will not affect your employment.
  • Rebuilding your credit: You will be eligible for credit immediately after bankruptcy. In all likelihood, your credit will be better after bankruptcy than it was before.
  • Potentially save your home from foreclosure: Bankruptcy gives you more options — and more leverage — for keeping your home.
  • Renewing your ability to buy a home: You can generally still buy a home after going through bankruptcy.

Don't Wait To Explore Your Options

Given the benefits of bankruptcy, it is crucial to start exploring this option as soon as financial trouble is looming. If you wait too long, you may end up losing property that could have been saved.

For example, you should never dip into your life insurance or retirement accounts to pay debts, since you may be able to get rid of those debts in bankruptcy. Additionally, bankruptcy can help you avoid accruing liens on your home and car that may restrict your ability to sell or refinance.

Contact An Ottawa, Erie, Wood And Sandusky County Personal Bankruptcy Attorney · Free Consultation

To arrange a free initial consultation with an experienced bankruptcy lawyer in Oak Harbor, Ohio, call John A. Brikmanis Law at 419-898-0000 or contact me online. Evening and weekend hours are available by appointment.

I handle bankruptcy filings on a flat-fee basis. Additionally, I accept all major credit cards.

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John A. Brikmanis Law
139 East Water Street
Oak Harbor, OH 43449
Phone: 419-898-0000
Fax: 419-898-4300
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